Evertas policies carry the highest achievable creditworthiness ratings from AM Best and Standard & Poors: A- (IX – Excellent) or A+ (XV – Superior).

Evertas is a leading digital assets, cryptocurrency mining and AI infrastructure underwriter. Evertas provides products underwritten by certain underwriters at Lloyd’s and other insurers.

Our coverage limits of up to $600 million are among the highest in the industry.

Evertas’ proprietary cryptonative underwriting process makes us unique. By leveraging our underwriters’ subject matter expertise we create bespoke policies that mitigate technical and people risks inherent to each individual project.

Our global policy writing authority means that no matter where on the globe your project may be, Evertas has you covered.

Better underwriting means more appropriate coverage, leading to streamlined claims and faster payouts.

Policy Types

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Hardware Property

Protects cryptocurrency mining hardware and AI infrastructure against physical damage.

This policy was specifically designed and built by Evertas to address the unique risks faced by industrial miners, co-location and hosting providers, and retail miners. We currently offer policies up to $600 million per declaration.

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Platform Failure (Tech E&O)

Protects against losses up to $10 million due to technology errors

In cryptoasset operations, technology failures like software or hardware malfunctions can lead to penalties such as slashing. Platform Failure (E&O) insurance offers protection when a failure of technology causes a loss.

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Crime - Theft / Loss

Protects digital assets and cash stolen, lost, or damaged by external bad actors and attacks

Our Crime policies consider the intersection of cryptoasset operations and the technology comprising the custodial systems. Evertas understands through practitioner experience the unique challenges of private key management, business continuity and disaster recovery, and the gradations of risk associated with storage systems. We offer a range of policies across cold, warm, and hot wallets, and can customize coverage to meet the unique needs of your business.

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Insider Theft / Loss (Fidelity)

Protects digital and physical assets from theft, loss, or damage by insiders.

The risk to cryptoassets is not restricted to external bad actors. Our Insider Theft/Loss (Fidelity) policies offer coverage against losses caused by internal employees and contractors.

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Directors and Officers (D&O)

Protects – up to $10 million – crypto company leadership against third-party legal action

Directors and Officers (D&O) coverage is often required; this is especially true in emerging industries such as crypto. Directors’ and officers’ liability, company indemnification, and company liability are covered by our comprehensive D&O policies.

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Digital Property (NFTs)

Protects against loss or theft of digital possessions such as NFTs

The Evertas policy framework for online NFT coverage tackles the substantial challenge of price determination. This process takes into account each asset’s unique price and rarity. More comprehensive information on NFT coverage is available here.

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Commercial General Liability (CGL)

Protects against liability claims for bodily injury and property damage

Commercial General Liability (CGL) coverage responds to third-party claims of bodily injury and property damage arising from your premises, operations, and products. For organizations building and operating in emerging technology — from cryptocurrency and mining to AI infrastructure — this foundational coverage addresses the everyday liability exposures that accompany running a modern business.